Analyze my spending this month
A ready-to-use “Life & Finance” AI prompt template. Replace the (bracketed) parts below with your own needs.
Prompt template
Below is my spending record for this month (paste the bookkeeping detail or credit-card statement, any format). My monthly income is about (amount), and my current savings goal is (save NT$X0,000/month / save for a down payment / pay off card debt). Please: 1) categorize spending into fixed, variable-essential, and non-essential, and compute the proportions; 2) point out the 3 entries or categories most worth reviewing and why; 3) give me a concrete budget suggestion for next month, using the 50/30/20 rule or an allocation better suited to my situation; 4) summarize my spending personality in one sentence.
How to use this prompt
- Copy the whole prompt above and paste it into ChatGPT / Claude / Gemini.
- Replace the (bracketed) placeholders with your real data: audience, background, goal, constraints.
- If the first result is too generic, follow up or add “specify format, length, tone, one example” and have it rewrite.