additiv
An API-first digital-wealth platform providing financial institutions with portfolio management, rebalancing, compliance, and embedded-advisory workflows
What is it
additiv is an API-first digital-wealth platform from Switzerland whose addWealth provides portfolio management, rebalancing, compliance, and embedded-advisory workflows, serving financial institutions. It modularizes the core capabilities needed for digital wealth management, letting institutions embed these functions into their own products and services via API.
What problem it solves
For financial institutions to offer a complete digital-wealth service involves many links — portfolio management, regular rebalancing, compliance gatekeeping, advisory flows — and integrating these in-house is complex and time-consuming. additiv packages these workflows for institutions to call in an API-first way, letting digital-wealth services launch faster and integrate more easily into existing systems. It suits banks, wealth institutions, and financial players wanting to offer embedded finance services. Since it involves investment and compliance, actual deployment should be carefully evaluated per each regulatory environment; the platform provides base capabilities and workflows, while investment results and compliance responsibility remain with the using institution.
Key Features
- API-first digital-wealth platform
- Portfolio management
- Portfolio rebalancing
- Compliance workflows
- Embedded-advisory flows
- Integration capabilities for financial institutions
Pros
- Core wealth capabilities modularized for easy embedding
- API-first design, high integration flexibility
- Covers portfolio, rebalancing, and compliance links
Cons
- Institution-facing — not directly usable by individuals
- Deployment must meet each regulatory and compliance environment
Use Cases
- Financial institutions embedding portfolio-management capability via API
- Adding automatic rebalancing to a wealth service
- Embedding a digital-advisory workflow into existing products
Editor's Note
Turns portfolio, rebalancing, and compliance into embeddable API modules — very much in line with the embedded-finance trend.
FAQ
What does addWealth provide?
It covers portfolio management, rebalancing, compliance, and embedded-advisory workflows for financial institutions to integrate.
How does additiv integrate into existing systems?
It's API-first, so institutions can embed each wealth-management capability into their own products and services via API.
Who are the main users?
Mainly financial players like banks and wealth institutions, not provided for individual investors to operate directly.